ONLINE BANKING
Personal Loan Products
Click here for Jeff Bank Nationwide Mortgage Licensing System & Registry ID Numbers
Call Jeff Bank at (845) 482-4000 for more information; Fax loan applications to (845) 482-3534
Purchase Money Mortgage
Construction Mortgage
Vacant Land Mortgage
Refinance Mortgage
Mobile Home Mortgage
Home Equity Lines of Credit
Personal Loans: Installment or short term note
Auto Loans: new or used vehicles
Home Improvement Loans
RV Loans
Check Loan: A credit line designed as overdraft protection
Purchase Money Mortgage & Refinance Mortgage
- Available for any size parcel and virtually any type of home, as well as multi-use properties
- Standard 20% down payment but with PMI (Private Mortgage Insurance) 5% down payment as well
- Low closing costs - no points, no prepayment penalties
- Competitive fixed rates and 1/1, 3/1, 5/1, and 7/1 adjustable rates
- Fixed rates up to 30-years
- Jumbo mortgages available
- Second home financing available
Construction Mortgage
- Same highlights apply as for a Purchase Money Mortgage
- Financing of the Vacant Land Purchase can be included as part of the construction financing
- Only one closing covers both construction financing period and the permanent financing period
- No construction inspection fees
- One year construction period with flexible advance schedules
Vacant Land Mortgages
- Available for any size parcel
- 25% down payment
- Fixed rates up to 20 years
- Applies to both conforming and non-conforming properties
Mobile Home Mortgage
- Fixed or variable rates
- 20% down payment
Seasonal Home Mortgage
- Fixed or variable rates
- 25% down payment
Home Equity Line of Credit
- Fixed or variable rates
- Use for Home Improvements, college tuition, consolidation, etc.
- No application fees or closing costs on loans up to $100,000
- Interest payments may be up to 100% tax deductible
Click here for rates
