Personal Loan ProductsPersonal Loans

Click here to view Jeff Bank's list of NMLS #

Call Jeff Bank at (845) 482-4000 for more information; Fax loan applications to (845) 482-3534

Purchase Money Mortgage
Construction Mortgage
Vacant Land Mortgage
Refinance Mortgage
Mobile Home Mortgage
Home Equity Lines of Credit
Personal Loans: Installment or short term note
Auto Loans: new or used vehicles
Home Improvement Loans
RV Loans
Check Loan: A credit line designed as overdraft protection

Purchase Money Mortgage & Refinance Mortgage

Mortgage Application

  • Available for any size parcel and virtually any type of home, as well as multi-use properties
  • Standard 20% down payment but with PMI (Private Mortgage Insurance) 5% down payment as well
  • Low closing costs - no points, no prepayment penalties
  • Competitive fixed rates and 1/1, 3/1, 5/1, and 7/1 adjustable rates
  • Fixed rates up to 30-years
  • Jumbo mortgages available
  • Second home financing available

Construction Mortgage

Mortgage Application

  • Same highlights apply as for a Purchase Money Mortgage
  • Financing of the Vacant Land Purchase can be included as part of the construction financing
  • Only one closing covers both construction financing period and the permanent financing period
  • No construction inspection fees
  • One year construction period with flexible advance schedules

Vacant Land Mortgages

Mortgage Application

  • Available for any size parcel
  • 25% down payment
  • Fixed rates up to 20 years
  • Applies to both conforming and non-conforming properties

Mobile Home Mortgage

Mortgage Application

  • Fixed or variable rates
  • 20% down payment

Seasonal Home Mortgage

Mortgage Application

  • Fixed or variable rates
  • 25% down payment

Home Equity Line of Credit

Click here for application

  • Fixed or variable rates
  • Use for Home Improvements, college tuition, consolidation, etc.
  • No application fees or closing costs on loans up to $100,000
  • Interest payments may be up to 100% tax deductible
    Click here for rates