Personal Checking AccountsPersonal Checking

Personal Checking Account
Direct Deposit Checking
Business Select
Super NOW Account
Personal Rewards Checking Account
Personal Rewards Interest-Bearing Checking Account
Elite Checking Account

College Checking Account
Military Checking Account
Estate Checking Account
Easy Checking Account
Fresh Start Checking Account

Personal Checking Account

  • No monthly maintenance charge if average daily balance is $500.00 or above
  • A monthly maintenance charge of $5.00 will be assessed on an average daily balance below $500.00
  • Free online banking & bill pay

Direct Deposit Checking

  • A checking account for direct deposit of payroll or retirement funds via an automated transfer
  • No monthly maintenance charge.
  • Free online banking & bill pay

Business Select

  • A personal checking account offered only to individuals who open and maintain a Business Checking Account with Jeff Bank
  • No monthly maintenance charge
  • Free online banking & bill pay

Super NOW Account

  • An interest bearing checking account; interest is compounded and credited weekly; the interest rate is variable and may change weekly
  • If the daily balance falls below $2,500.00 during the month, a $15.00 maintenance charge is assessed at statement date
  • Free online banking & bill pay

Personal Rewards Checking Account

  • Receive a higher interest yield on CDs
  • No monthly maintenance charge on your Personal Rewards Checking Account
  • Free checks (safety paper checks offered for your Personal Rewards Checking Account only)
  • Free online banking & bill pay
  • Free debit card / ATM card (no fee at Jeff Bank ATMs)
  • No fee for signature guarantee services
  • No fee for cashier's checks
  • To qualify you must maintain a monthly combined average available balance in checking, savings, CD and IRA accounts of $15,000.00 or more. Otherwise, a $15.00 maintenance charge will be assessed from your Personal Rewards Checking Account at statement date.

Personal Rewards Interest-Bearing Checking Account

  • Interest-bearing checking account; interest is compounded and credited monthly on the statement date; the interest rate is variable and may change weekly
  • Receive a higher interest yield on CDs
  • No monthly maintenance charge on your Personal Rewards Interest-Bearing Checking Account
  • Free checks (safety paper checks offered for your Personal Rewards Interest-Bearing Checking Account only)
  • Free online banking & bill pay
  • Free debit card / ATM card (no fee at Jeff Bank ATMs)
  • No fee for signature guarantee services
  • No fee for cashier's checks
  • To qualify you must maintain a monthly combined average available balance in checking, savings, CD and IRA accounts of $20,000.00 or more. Otherwise, a $15.00 maintenance charge will be assessed from your Personal Rewards Interest-Bearing Checking Account at statement date.

Elite Checking Account

  • Interest-bearing checking account; interest is compounded and credited monthly on the statement date; the interest rate is variable and may change weekly
  • Receive a higher interest yield on CDs
  • No monthly maintenance charge on your Elite Checking Account
  • No Jeff Bank fee for 5 non-Jeff Bank ATM transactions per statement period
  • $250.00 credit on mortgage closing costs
  • Free checks (Specialty Blue Checks offered for Elite Checking Account only)
  • Free online banking & bill pay
  • Free debit card / ATM card (No fee at Jeff Bank ATMs)
  • No fee for signature guarantee services
  • No fee for cashier's checks
  • To qualify you must enroll in e-Statements, use online banking monthly, have 5 posted debit card transactions per month, and maintain a monthly combined average available balance in checking, savings, CD and IRA accounts and consumer loans of $25,000.00 or more. Otherwise, a $15.00 maintenance charge will be assessed from your Elite Checking account at statement date.

College Checking Account

  • A checking account for college students (proof of college enrollment is required prior to opening)
  • No monthly maintenance charge
  • Jeff Bank ATM charges waived
  • Free online banking & bill pay
  • Upon reaching age 24, the account reverts to a regular Personal Checking Account

   Military Checking Account

  • A checking account for military personel (an enlistment document is required prior to opening)
  • No monthly maintenance charge
  • Jeff Bank ATM charges waived
  • Free online banking & bill pay
  • Upon reaching age 24, the account reverts to a regular Personal Checking Account

Estate Checking Account

  • A checking account for an executor or executrix of an estate to process the financial obligations of a deceased person
  • No monthly maintenance charge if average daily balance is $500.00 or above
  • A monthly maintenance charge of $5.00 will be assessed on an average daily balance below $500.00
  • Free online banking & bill pay

Easy Checking Account

  • A minimum balance of $25.00 to open the account
  • A monthly maintenance charge of $3.00
  • 8 free checks, ATM debits and / or POS transactions per month, each thereafter will be $ .25

Fresh Start Checking Account

  • A checking account that provides an opportunity for a new beginning for those turned down for a checking account in the past
  • A minimum deposit of $25.00 is required to open this account
  • A monthly maintenance charge of $10.00 will be assessed at statement date