Business Checking

Small Business Checking Account

No minimum opening balance required
The monthly maintenance charge is waived for the first year. After the first year, a $7.00 maintenance charge will be assessed for average daily balances below $3500.00
The first 100 items each month are free of charge (checks, deposits and checks deposited)
The account holder is eligible for Business Select, a Personal Checking Account with no monthly maintenance charge offered only to individuals who open and maintain a Business Checking Account
Free online banking
Free business debit card
Free first book of checks
Check Loan for overdraft protection (if qualified)
Merchant Services (if qualified)

No minimum opening balance required
There is a monthly maintenance charge and a per item charge (checks, deposits and checks deposited)
An earnings credit on the average daily balance will be applied to reduce or eliminate charges
The account holder is eligible for Business Select, a Personal Checking Account with no monthly maintenance charge offered only to individuals who open and maintain a Business Checking Account
Free online banking
Free business debit card
Free first book of checks
Check Loan for overdraft protection (if qualified)
Merchant Services (if qualified)

No minimum opening balance required
This is an interest bearing checking account
If the daily balance falls below $2,500.00 during the month, a $15.00 maintenance charge is assessed at statement date
Free online banking

No minimum opening balance required
An IOLA is for Lawyer's escrow money only
A maintenance charge of $10.00 is deducted from the interest earned before remittance to New York State on a monthly basis

Not for Profit Checking Accounts are for but not limited to: religious groups, Girl/Boy Scouts, libraries and various non profit organizations
There is no minimum balance required
No monthly maintenance charge
No per check charge
A credit for checkbook charges will be refunded, not to exceed $25.00